James T. “Jimmy” Ramage, III, president and CEO of First National Bank of Brundidge, has been named chairman elect of the Community Bankers Association of Alabama.

The CBAA announced its officers for 2012-2013 at its 26th annual convention and trade show in Charleston, S.C. in June.

The annual event was attended by 430 individuals representing 52 banks in Alabama.

First National Bank of Brundidge is a longtime member of the CBAA and Ramage has previously served on the CBAA’s board of directors. He will serve as chairman of the CBAA in 2013-2014.

Ramage said that he is honored to have been named chairman elect of the CBAA and is looking forward to working with the community bankers in the state.

“There are a lot of challenges in community banking right now,” Ramage said. “We have our plates full.”

Ramage cited government regulations and remaining in compliance with the new rules and regulations being passed among the challenges of community banking now and in the coming years.

“Those rules and regulations place cost burdens on small, community banks,” he said.

First National Bank was started in 1904 by Ramage’s great-grandfather, James T. Ramage, who was only 30 years old at the time.

Ramage joined the bank in 1969 after graduating from the University of Alabama.

He has been a member of the board of trustees of PowerSouth Energy Cooperative since 1978, and served as chairman of the board from 2007 through 2011.

Ramage is the current chairman of the board of the nonprofit Charles Henderson Memorial Association, which provides healthcare to the children of Pike County and the neighboring counties regardless of the ability to pay.

He has served in the Alabama National Guard, and was recently named a “Community Champion” by the Alabama Asset Building Coalition.

He is also completing his 30th year as mayor of the City of Brundidge.

Ramage and his wife, Johnnie, have two sons, James T. Ramage IV and John Ramage, and five granddaughters.